Greg, I admit there is a lot about our money and banking system I do not understand…the US’s ability to print money on demand without apparent consequence is one — because other nations see the dollar as a reserve currency literally as good as gold. But it all seems a house of cards, and so to “touch” that system might cause a calamity I can’t conceive of…so how to change the system without first bringing it down? (I have no clue…but also have not come across anyone with a plausible plan of action).